Pay Business Expenses The Way You Want, With Zero Hassle
Combining cutting-edge innovation, practical functionality, and sophisticated elegance, the world's first JCB Metal Card is designed exclusively for business to pay and manage expenses effortlessly.
One-Click Card Issuance
Issue cards in seconds and start spending immediately from a single dashboard.
T+0 Settlement
Access and spend your sales on the same day. No waiting for bank payouts — keep your cash flow moving.
Expense Management
Issue cards, set spending limits, approve expenses, and track every transaction from a single dashboard.
Virtual & Physical Cards
Spin up virtual cards instantly or ship physical cards to your team — all managed from one place.
Which network fits your business?
Both cards run on the same Wonder platform. Choose based on where your customers, partners and teams already transact.
Wonder JCB Card
The world's first JCB Metal Card
Premium metal card with curated travel, dining and lounge perks.
See Wonder JCB Card
Wonder UnionPay Card
Four purpose-built cards on one network
Four card formats — consumer, corporate, purchase and virtual.
See Wonder UnionPay CardIssue as many cards as your business needs.
Spin up virtual or physical cards for employees, teams and expense categories in just a few clicks — no paperwork, no waiting, no per-card fees to worry about.
Effortless reconciliation, built in.
Automated transaction categorisation and real-time expense reporting simplify bookkeeping — every swipe is captured, tagged and reconciled without lifting a finger.
Adjust spending limits anytime, anywhere.
Set and adjust limits per transaction, day, month or lifetime — for individual employees or specific categories — to keep every dollar of spend under control.
Global spend with favourable FX.
Enjoy competitive foreign exchange rates and pay business expenses anywhere in the world — travel, SaaS, vendors and more — without the hidden markups.
Spend more, unlock more cash back
Every dollar your team spends moves you up a cash back tier — the more the business runs on Wonder Card, the higher your rate climbs. Add instant Random Cash Back drops at checkout and rotating partner offers, and everyday spend starts paying you back.
- Cash back rates that rise as your spend grows
- Random Cash Back — instant savings at checkout
- Rotating dining, travel & software offers on JCB and UnionPay cards
Not sure which card is right for you?
Talk to our team — we'll help you pick the network (or mix of networks) that fits your business today and scales with you tomorrow.